Description
About Us
With over 14 years in the financial services industry, we wanted to keep things simple. We believe good mortgage advice is needed now more than ever and we don’t think our clients should have to pay a premium for that. Based in North Norfolk, we look after clients all over the UK because access to a good broker shouldn’t be based on location either!
Our Fees For Mortgages:
As a new client looking for a first charge residential mortgage, we will charge a one off fee of £199 on receipt of your mortgage offer. Returning customers will not pay a fee.
For buy to let mortgages including HMO’s/Portfolio Landlords we will charge £299 on receipt of your mortgage offer.
For second charge mortgages and bridging loans we typically charge 1% of the mortgage value.
Rate switches will be looked after without a brokerage fee.
Blue Light Discount -Should you work for an employer that allows you to enrol in the blue light discount scheme, we will waive our broker fees for residential first charge mortgages only. If we are unable to verify your enrolment in the scheme with your payslips (e.g., NHS/Police) we will require proof of your membership to apply the waiver. We reserve the right to remove this discount at any time and it is provided at the discretion of the company director, whose details can be found at the bottom of this page.
Emily’s Mortgage Services Limited will receive a procuration fee from the lender, this will be detailed in your illustration.
Our Fees For Protection Only Cases:
Whether you are a new or existing client, we arrange protection for our clients without a brokerage fee. We are paid commission by the insurers which will be visible in your illustrations.